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Samhällsekonomi

Storbankerna tjänar på okunniga kunder

Uppgifter
Överordnad kategori: Finansnyheter
Träffar: 1525

Spararna förlorar miljarder på konton med inga eller låga räntor. Vinnarna är de svenska storbankerna. Danske Bank har låtit undersöka spararnas kunskaper kring vilka högräntealternativ som finns på marknaden. Endast en av tio känner till att man kan få över 5 procent i ränta på sitt sparkonto.


- Det är viktigt att fler bankkunder får bättre ränta på sitt sparande. Trots att styrräntan nu är 4,25 % finns det gott om medel som ligger på olika konton hos storbankerna utan någon ränta alls, säger Lars Sjögren, vice VD för Danske Bank i Sverige.

Endast en av tio känner till att det går att få över fem procents ränta på sitt sparande och sju av tio skulle gå till en annan bank med sina sparpengar om de fick över fem procent i ränta (Synovate Temo maj 2008).

- Att spara på konto har det senaste året blivit allt hetare. Hela 24 procent föredrar för tillfället sparande på konto framför fondsparande enligt en färsk undersökning från Fondbolagens Förening. Men fortfarande envisas landets största banker med noll i ränta på stora delar av kundernas inlåning, säger Lars Sjögren.

Svenska folket har 688 miljarderna på olika konton och majoriteten återfinns hos de fyra storbankerna. Om spararna skulle söka sig till högräntekonton som hos Danske Bank skulle de få 1 275 kronor mer i ränta per år och totalt rör det sig om över 5,3 miljarder kronor.

Danske Bank har tidigare förnyat bankmarknaden med produkter som Duoflex och Fonddepå XL och Sparkonto XL från våren 2007. Nu fortsätter vi med att ge de bästa villkoren i Sverige på sparande.

Publicerad: 2008-05-23

Källa: www.danskebank.se ; Danske Bank; Hämtad 4 juli 2008